Property Buying Checklist in India

Buying a property in India involves several steps. Use this comprehensive checklist to ensure you don't miss anything important.

Pre-Purchase Checklist

• Budget Planning — Determine your budget including additional costs (stamp duty, registration, GST, maintenance).
• Location Research — Evaluate sectors based on connectivity, infrastructure, future development plans.
• RERA Verification — Check if the project is registered under RERA and review the RERA number online.
• Developer Background — Research the builder's track record, past projects, and delivery timeline.

Legal Documentation

• Sale Deed
• Title Deed / Chain of Ownership Documents
• Approved Building Plan
• Occupancy Certificate and Completion Certificate
• Property Tax Receipts
• No Objection Certificates (NOCs) from relevant authorities

Financial Steps

• Arrange home loan pre-approval from a bank.
• Calculate total stamp duty and registration charges applicable in your state.
• Verify all payment receipts and maintain records.
• Ensure the sale agreement includes clear possession and penalty clauses.

Once all documents are verified and the loan is in place, schedule the registration at the sub-registrar office. Keep multiple copies of the registered sale deed for future reference.